What You Need To Know about Overdrafts and Overdraft Fees

An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:

1. We have standard overdraft practices that come with your account.
2. We also offer two overdraft protection plans, which may be less expensive than our standard overdraft practices. To learn more, ask us about these plans.
1. Link to a savings account
2. Overdraft line of credit
3. For more information, call 260-563-3185, or email us at optin@crossroadsbanking.com