When you place your money in any one of our FDIC insured accounts you can feel confident that your funds are secure and will grow at a competitive rate.
- MAX Money Market - The MAX Money Market account is Crossroads Bank’s premier investment account. The MAX Money Market account offers higher rates of interest for balances above $10,000 with the flexibility of having access to your funds. The MAX account offers limited check writing privileges and access to your funds with a MasterCard check card.
Your account will not incur a monthly service fee of $10.00 if you maintain a minimum daily balance of $10,000. You may make six (6) transfers from your MAX account per month. Only three (3) may be payments by check to third parties.
- Certificates of Deposit - Crossroads Bank offers CD's ranging from three months to five years in duration. They require a $1000 opening balance and compound interest semi-annually and at maturity.
- IRA Account - At Crossroads Bank we recognize the importance of saving toward retirement. Our IRA accounts require a minimum balance of only $100. Interest on all IRA accounts is calculated daily and credited semi-annually.
Safety and Security Here your deposits are insured safe to $100,000 by the FDIC. And your IRA is insured separately from your other accounts with us. Ask about how you can have over $100,000 or up to $30,000,000 in deposits insured by the FDIC through our CDARS program. |
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