Current Rates
APY means Annual Percentage Yield. Rates subject to change without notice. There is a penalty for early withdrawal. Fees may reduce earnings on the account. Minimum balance must be maintained to qualify for APY shown. APY is accurate as of 05/22/2013.
| F1 | APY% | Rate | Minimum Balance |
|---|
| | | |
| | | |
| Term | APY% | Rate | Minimum Balance |
|---|
| Statement Savings | 0.03 % | 0.03 % | $100.00 |
| Statement Savings | 0.05 % | 0.05 % | $1,000.00 |
| MMAX Money Market | 0.25 % | 0.25 % | $10,000.00 |
| 91 Day CD | 0.10 % | 0.10 % | $1,000.00 |
| 182 Day CD | 0.15 % | 0.15 % | $1,000.00 |
| 12 Month CD | 0.20 % | 0.20 % | $1,000.00 |
| 18 Month CD | 0.25 % | 0.25 % | $1,000.00 |
| 24 Month CD | 0.30 % | 0.30 % | $1,000.00 |
| 30 Month CD | 0.35 % | 0.35 % | $1,000.00 |
| 36 Month CD | 0.50 % | 0.50 % | $1,000.00 |
| 48 Month CD | 0.75 % | 0.75 % | $1,000.00 |
| 60 Month CD | 1.00 % | 1.00 % | $1,000.00 |
Mortgage Rates & Terms
Fixed Mortgage Rates
| Terms | Rate | APR |
|---|
| 15 Year Fixed | 2.750 % | 2.800 % |
| 20 Year Fixed | 3.500 % | 3.540 % |
| 30 Year Fixed | 3.625 % | 3.653 % |
Fixed Rate Mortgages: Various Terms up to 30 years
Adjustable Mortgage Rates
| Terms | Rate | APR |
|---|
| 3 Year ARM | 3.750 % | 3.779 % |
Adjustable Rate Mortgages: Various Terms up to 30 Years
Rates effective 05/22/2013 are subject to change without notice and may vary according to the selected terms and conditions. APR (Annual Percentage Rate) is based on a $350 processing fee. Other fees may apply depending on loan characteristics. All loans are subject to credit approval. Other rates and terms are available; please contact your nearest branch office for confirmation of rates. Down payment may be required.
Fixed rate:
EXAMPLE for a 15 year fixed loan: A $100,000 loan will be paid in 180 monthly installments of $681.00. EXAMPLE for a 20 year fixed loan: A $100,000 loan will be paid in 240 monthly installments of $581.99. EXAMPLE for a 30 year fixed loan: A $100,000 loan will be paid in 360 monthly installments of $457.65.
Adjustable rate:
EXAMPLE for a 3 year adjustable rate loan: A $100,000 loan will be paid in 36 monthly installments of $464.74, and based on current market conditions, the APR may increase annually by 2% after the first 36 months, but over the lifetime of the loan by no more than 6% from the initial rate at consummation. The estimated APR is based on an index, which is subject to change. The APR and the payments are subject to change on an annual basis after the initial 36-month fixed rate term.