Digital Banking

Convenient Business Banking on Your Schedule

Your business has a lot to keep moving forward, and banking is a critical piece of that. At Crossroads Bank, we offer a variety of digital banking options so you can manage your accounts from nearly anywhere. Secure, simple, and efficient, our digital banking solutions save you time and money.

Digital Banking/Cash Management

Convenience and simplicity at your fingertips.

With secure 24/7 access, you can:

  • View account balances
  • Check cleared checks
  • Transfer funds
  • Generate transaction history reports
  • Download e-statements
  • Pay your bills using our business app or through a single online portal

Additionally, our cash management services offer a full suite of features to simplify your financial operations.

Download our app for business accounts now!

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Remote Deposit Capture (RDC)

Safe, Efficient and Economical

Remote Deposit Capture lets you deposit checks without leaving your office. Using a desktop scanner, you capture check images and prepare them for deposit directly into your account(s). Benefits include:

  • Convenient: Deposit checks anytime from your office*
  • Safe: Faster processing minimizes fraud risk
  • Efficient: No more trips to the bank, deposit slips, or check endorsements
  • Fast: Immediate check deposits, no waiting
  • Organized: Electronic storage of imaged checks for easy reference

Automated Clearing House (ACH)

Increase productivity and ease your payroll process with ACH services, all of which are digital-based for ease, speed, and affordability.** ACH allows you to:

  • Cash Concentration/Disbursement: Transfer funds between your Crossroads Bank accounts and accounts at other financial institutions
  • Payroll Direct Deposit: Automatically deposit payroll into your employees’ accounts—saving time for both you and your employees
  • Consumer Collections: Deduct payments automatically from customer accounts for dues, premiums, rent, donations, etc.
  • Consumer Payments: Pay vendors using ACH
  • State & Federal Tax Payments: ACH is often required for tax payments—schedule and control when they’re sent

Merchant Services

Give your business the ability to accept credit and debit card payments, improving cash flow and offering convenience for your customers. We provide excellent options for accepting VISA/MasterCard payments.

E-Statements

Save time and paper with e-statements, securely accessible through your online banking account. Need help setting up e-statements? Check our step-by-step instructions.
Take convenience to a new level for your business.

*Deposits must be made by 2 p.m. to be accepted on same business day.
** ACH service costs $25 per month, covering the first 100 transactions. For transaction volumes exceeding 100, the monthly fee is $50.