Loans

Loans for all your needs

Working with your local community bank makes getting the right loan easy and hassle-free. Crossroads Bank offers lending solutions for a variety of purposes. We have the expertise and resources to find the right loan that fits your needs and budget. We promise to listen attentively, thoroughly explain your options, and recommend the best solution for your unique situation.

Home Equity Loans

There’s untapped potential in your home – ready to go to work when you need it. Using the equity you’ve built up in your home is a good way to pay for just about anything – a home remodeling project, consolidating credit card debt, a major purchase, and more. A home equity loan is a smart, economical way to borrow the cash you need.

• Fixed rate options – perfect for a specific purpose with a fixed budget. Your payment and term are fixed for the life of the loan
• Line of credit options (HELOCs) – give the flexibility to use how much you need, when you need it. Adjustable rate, revolving credit
• Usually a more affordable way to borrow than unsecured financing options
• Interest may be tax deductible (consult your tax professional)
• Check home equity rates and apply now

Auto, RV, Boat, & Motorcycle Loans

For the open road, camping excursions, or summer time fun on the lake, we can help make it happen. Fixed rate financing is available for your new or used vehicle purchase, as well as your favorite RV, boat, motorcycle, or recreational vehicle.

Personal Loans

When you need money quickly, no matter what the situation, a personal loan from Crossroads can help you quickly get the cash you need. Fixed rate secured and unsecured options are available with a range of terms to suit your needs.

Ready to get started? Talk to our Lending Team today. Contact Us

And for your homebuying needs, check out our Mortgage Loan options.